0 down bad credit mortgage loans

0 down bad credit mortgage loans

We provide 100% home loan funding on authorized properties or earnings approved borrowers. This loan item enables consumers to get a residence without having a down-payment, also it does not need home loan insurance coverage. Furthermore, the closing expenses may be paid or gifted by the vendor, enabling the customer to shop for without any money down.


  • Obtain house without any cash down
  • No home loan insurance coverage needed
  • No penalty that is pre-payment equity sharing
  • All financial loans tend to be locally underwritten by CCCU
  • Same-day loan pre-approvals
  • 30-day close


  • financial Loans up to $484,350
  • Fixed and rates that are adjustable
  • 30-year loan amortization
  • As much as a 100% LTV on owner occupied properties
  • Debt-to-income ratios as much as 45per cent
  • 1% loan cost plus closing that is out-of-pocket
  • 720 minimal credit rating
  • The borrower that is typical become a first-time residence customer, although not restricted in their mind


  • If your purchaser has an earnings not as much as $70,300 and so they purchase a residence in Multnomah, Clackamas, or Washington County, they be eligible for this program. Continue reading